Terms and conditions for subscription planning
These terms govern your use of our subscription-based financial planning service. By subscribing, you agree to abide by the terms set out below, which are designed to ensure a clear, fair, and compliant experience.
September 3, 2025
Acceptance of terms
By using this website or subscribing to our services, you acknowledge that you have read, understood, and agreed to these terms and conditions. Please read them carefully before proceeding.
Definitions
Key terms used in these conditions are defined below for clarity.
"Service" refers to our subscription-based planning consultation provided for a monthly fee.
"Subscriber" means the individual or entity entering into a subscription agreement with us.
"Advisor" means a licensed professional providing planning services under this subscription.
"Agreement" refers to the binding contract formed by accepting these terms.
Service usage
Our service provides ongoing planning advice and regular consultations. It does not include investment recommendations, training, or product sales.
Eligibility
Subscribers must be at least 18 years of age and reside in Australia. Access from outside Australia may be restricted.
Service is not available to minors or non-residents.
User responsibilities
Subscribers must provide accurate information and notify us of changes.
Prohibited uses
The following uses are not permitted:
Intellectual property rights
All website content, documentation, and materials are the exclusive property of naenvesogiium. No content may be reproduced or distributed without written permission.
User content guidelines
Users may submit questions or documents for review. All submissions must be lawful and not infringe third-party rights.
User content rights
By submitting content, you grant us permission to use it in connection with providing our services, subject to privacy and confidentiality obligations.
Privacy and data protection
We collect and process your personal data in accordance with our privacy policy. See our privacy policy for details on data use, storage, and rights.
Read privacy policyDisclaimer of advice and results
Our advice is provided on a professional basis but does not guarantee specific outcomes. Results may vary.
Important notice
We do not offer, promote, or sell investment or educational products. Advice is general and tailored to your circumstances.
Limitation of liability
We are not liable for any direct or indirect losses arising from use of our service, except as required by law.
Indemnification
You agree to indemnify us against claims arising from your breach of these terms or misuse of the service.
Dispute resolution process
If a dispute arises, parties agree to attempt resolution through direct negotiation before other action.
Arbitration
Unresolved disputes may be referred to binding arbitration in Australia in accordance with local laws.
You may seek independent legal advice at any stage.
Online dispute resolution
Information about online dispute resolution can be found on the appropriate page of our website.
Learn about dispute resolutionSeverability
If any provision is invalid, the remainder remains enforceable.
Entire agreement
These terms constitute the entire agreement between you and naenvesogiium regarding our service.
Governing law and jurisdiction
These terms are governed by Australian law and jurisdiction.
Termination
Either party may terminate the subscription with written notice. Services provided up to termination will be fulfilled.
Modifications
We may update these terms as needed. Changes will be communicated and take effect upon publication.
Contact for terms
For questions about these terms, contact our team using the details below.
Email address: content@naenvesogiium.com
Phone number: +61.7.0180.8838
Mailing address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia
Effective date: September 3, 2025
Version: 2.0